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Injured on the Job in Colorado? What You Need to Know About Workers’ Compensation

Injured on the Job in Colorado? What You Need to Know About Workers’ Compensation

Injured on the Job in Colorado? What You Need to Know About Workers’ Compensation


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Home Page > Law > Injured on the Job in Colorado? What You Need to Know About Workers’ Compensation

Injured on the Job in Colorado? What You Need to Know About Workers’ Compensation

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Posted: Nov 21, 2009 |Comments: 0
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Copyright (c) 2009 Chuck Matthews

What is Worker’s Compensation?

Workers’ Compensation, is a state-mandated program that provides compensation to employees who suffer injuries and illnesses on the job and are subsequently unable to work and support themselves and their families. In addition to helping injured workers continue to pay their bills, these laws act as both a safety net for Colorado employers as well as their employees. In Colorado, businesses must have workers’ compensation insurance to cover employee injuries.

Workers’ compensation laws are designed to ensure that employees who are injured on the job receive fixed monetary compensation, without having to litigate their claims against their employers. Thus, filing a workers’ compensation claim is similar to filing an insurance claim; it isn’t a lawsuit against an employer, but rather a request for benefits form the Colorado state government.

What Types of Injuries are Covered in Colorado?

Here are some types of injuries covered according to Colorado workers comp laws:

1. Injuries resulting from mental and physical strain brought on by increased work duties or work-related stress

2. Injuries caused during breaks, lunch hours, and work-sponsored activities, and at-work injuries caused by company facilities

3. Pre-existing conditions that the workplace accelerates or aggravates

4. Diseases contracted by exposure to toxins at work as a result of normal working conditions

Does it Matter who is at Fault?

Workers’ compensation is a no-fault system, where an injured worker’s own negligence, or the negligence of his or her employer or co-workers, is not at issue. Instead, the employee is covered for all work related injuries, regardless of who was responsible for the injury. The employer’s workers compensation insurance simply compensates the employee for his or her workman’s comp claim.

This also means that the employee is generally not eligible to take legal action against his or her employer for injuries sustained on the job. In Colorado, these types of claims are considered to be a sort of substitute for a lawsuit against an employer. In exchange for not suing the employer in court, an employee who is injured at work is entitled to workers’ compensation benefits

Many workmens’ compensation claimants are still eligible to take legal action if their injuries were caused by someone other than their employer. For example, employees injured by a defective product or defective equipment while on the job can take legal action against the manufacturer of the product or piece of equipment.

This action takes place within the civil court system, rather than through the worker’s compensation system. However, if a claimant for worker’s compensation does win monetary compensation in a civil court from a third party, the claimant’s employer and his employer’s insurance company are eligible to recover some or all of any of the successive benefits and payments awarded to the claimant.

If you are unhappy with the decision in a hearing that was held to determine some aspect of your claim, there are a number of procedures available for you to appeal the unfavorable result. For more information about filing worker’s compensation claims and/or workers comp information in Colorado, please visit the worker’s compensation section of the Colorado Department of Labor

Should I Hire an Attorney?

Due to the rigid procedural requirements of filing a these kinds of claims in addition to the high probability that your employer’s insurance company will pursue every legal avenue possible in an attempt pay the smallest amount of benefits they owe you, it is highly recommended that you contact a Colorado attorney experienced in personal injury or workers compensation if you are injured on the job in Colorado. .

An experienced and competent attorney will guide you through this sometimes complex and confusing process and get you the compensation and treatment that you deserve. If you’ve been injured on the job in Colorado, don’t take on the insurance companies alone – contact an experienced in Colorado worker’s compensation attorney today to level the playing field.

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If you are injured on the job and unable to work, especially for an extended amount of time, there are several important personal and legal issues that need to be addressed. Due to rigid procedural requirements in filing a Colorado workers’ compensation claim and the insurance company’s desire to minimize payouts, this article explores some of the things to address as the process unfolds.

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What do I need to get a notorized copy of my criminal and driving record from Maine? I live in Texas now and I am applying for a job here in Texas. I need to know where i need to go and how much
What are two jobs that migrant workers do ?

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If you are injured on the job and unable to work, especially for an extended amount of time, there are several important personal and legal issues that need to be addressed. Due to rigid procedural requirements in filing a Colorado workers’ compensation claim and the insurance company’s desire to minimize payouts, this article explores some of the things to address as the process unfolds.

Article from articlesbase.com

Related Workers Comp Lawyers Articles

Be the first to comment - What do you think?  Posted by - January 8, 2011 at 4:21 am

Categories: Workers Comp Lawyers   Tags: , , , , , ,

HELP! Workers Comp hearing question? I’m at MMI and my hearing is tomorrow.?

Question by kitkat: HELP! Workers Comp hearing question? I’m at MMI and my hearing is tomorrow.?
I just spoke with my lawyer. My hearing is tomorrow and both the IME doctor and my doctor are saying two different things.

The IME doctor says that I am a Scheduled Loss of Use and my doctor is saying that I am a permanent partial classification.

The lawyer said that tomorrow they will stop my payments and have to do an “over the phone” deposition of both doctors to come to a conclusion.

He also said that “classification” is usually a back injury and so he doubts that the judge will rule in favor of the classification which will end up with me having no money whatsoever after they deduct what I was already given.

SO THESE ARE MY QUESTIONS:

How can my doctor put me at a permanent partial classification if this is not usually given for arms, and how can I fight to get it???

I want compensation for all the money I haven’t been able to recieve at my former job due to this injury.

Will my lawyer fight for me??? Is there something else I can do to help my case???
My injury is both arms bi lateral epicondylitis, both operated on. Both still have symptoms.
I am a permanent partial disability.
New York State

Best answer:

Answer by kitkat
Work Comp laws change depending on state so without state nobody can give you specifics on what your entitled to besides your doctor. So im just going to clarify a few items for you. You need to work with your attorney and doctor and have him address the specifics for your injury and state. Ok first of all an IME doctor is always going to minimize your injuries. He works for the insurance company. Second the “classification” your doctor gave you is not necissarily wrong simply because it is usually reserved for back injuries. In most states your temporary partial or temporary total disability payments will stop as soon as you reach max medical improvement OR 52 weeks. Once you reach max medical improvement you can still be entitled to benefits in some cases. Such as a job counselor helping you actively look for work, retraining periods, or restrictions your current employer can NOT work around but has not made a decision on wether or not to retain you as an employee. These are not temporary disability payments so do not fall under the same criteria or heading and you may wish to talk to your attorney about it. Your lawyer should be fighting for you. However he is not a mind reader and will have to bring concerns up to him before he can help you. You are more than likely not his only case so be persistant. If there are things you can do to help your case he will advice you. Unfortunately work comp cases take a long time to settle in most cases and the insurance companies for work comp are known to be jerks. Its an uphill battle both ways and most laws favor the insurance company versus the injured party. Good luck on your case.

What do you think? Answer below!

1 comment - What do you think?  Posted by - January 7, 2011 at 4:22 pm

Categories: Workers Comp Lawyers   Tags: , , , , ,

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Be the first to comment - What do you think?  Posted by - January 6, 2011 at 6:13 pm

Categories: Workers Comp Lawyers   Tags: , , , , , , , ,

Workers Comp question?

Question by chuck j: Workers Comp question?
Back in July I injured my back pretty bad and have been off work since. BWC has been paying my benefits without question and so far so good. I go in October for a pretty major surgery, Doc wants to remove a rib and place a titanium cage in my back along with a few other things. This is my second surgery at the age of 32, first was a microdiskotomy on my lower back. The doc told me when I saw him last that I will not be returning to this job nor this type of work ever again and I’m on permeant restrictions. So what does this exactly mean, do I get retrained? I talked to a lawyer today and he basicaly told me that BWC would have to retrain me for a job that I can do but still make the same money per hour I was making the time of injury, $ 17.50. Do I go to school to be “retrained”? Also since I am in such bad shape, do I have the option of sewing my employer for my injury, or emotional distress for a life long injury or back problem?

Best answer:

Answer by shroomigator
Yes you can be retrained, but you don’t have to accept it. they will pay for all your retraining. You can always sue your employer, for your injury and for pain and suffering.

Know better? Leave your own answer in the comments!

Be the first to comment - What do you think?  Posted by - January 4, 2011 at 7:14 pm

Categories: Workers Comp Lawyers   Tags: , ,

Q&A: “Own” a car that is in someone Else’s name…insurance lapses, you get in an accdt. will the owner be liable?

Question by : “Own” a car that is in someone Else’s name…insurance lapses, you get in an accdt. will the owner be liable?
Question for people who really know. Prefferable a law student or lawyer…My sister gave me her car so that she could get one with cheaper payments and wouldent have to let it get repo’ed. I became unemployed and couldnt afford the insurance any longer. I had gotten into an accident. The accident was deemed my fault. There is a company that is now persuing medical and workers comp. from me. This company has already paid out to the other party but wants to get the money back from me. I have been told my only option is to either settle and pay or file bankruptcy. At this point in my life bankruptcy is my only option. Can this company legally then, after I file chapter 7, try to collect from my sister. Keep in mind that although she was the owner on paper I have been making car payments for several months. I was the one that was driving and got into the accident. My sister didnt know I was uninsured. Can they still take her to court and get a judgement or garnish her wages?
Thank you for your answers. I am not a terrible person, however, not responsible at that point in my life. Unfortunately even people who are down on their luck and cant afford insurance still have to drive. Other than that it is beyond excuses. The reason I asked if I could file bankruptcy without leaving my sister for the fall shows that I am not willing in any way to abandon my sister with a debt that is my responsibility. I would not even consider the Bankruptcy if I wasn’t sure she would be “immune” to collections. Thanks for all your know how.

Best answer:

Answer by Dan W
In PA. Yes

Give your answer to this question below!

4 comments - What do you think?  Posted by - January 2, 2011 at 4:14 pm

Categories: Workers Comp Lawyers   Tags: , , , , , ,

Advantages of Dental Implants

Advantages of Dental Implants

Advantages of Dental Implants


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Home Page > Health > Dental Care > Advantages of Dental Implants

Advantages of Dental Implants

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Dental implants are artificial tooth roots secured into your jaw bone. These implants can be used a secure base to hold dental crowns and dental bridges in place. Dental implants can be used to replace one tooth at a time, or as an alternative to dentures in replacing entire rows of teeth. There are many advantages to choosing dental implants to replace missing teeth.

Ensuring Facial Stability

Where teeth are missing, your jaw can begin to deteriorate. Over time, this can lead to changes in facial features, along with myriad dental issues. Because dental implants are secured into your jaw, they help to ensure the structure of your jaw remains intact, preventing future problems from occurring.

Saving Neighboring Teeth

Unlike dental bridges, dental implants do not rely on adjacent teeth to hold a crown in place. By securing the implant into the jaw bone, the teeth next to your implant remain unaffected. Allowing your unaffected natural teeth to remain in place has significant long-term oral health benefits.

Keeping Teeth in Place

Dentures rely on adhesives to remain in place. Dental implants are secured firmly into your jaw bone, making it unnecessary to perform elaborate daily routines to keep them where they belong. A porcelain crown placed over a dental implant will function with the same strength and stability as your natural teeth.

Depending on its location, a missing a tooth can create both functional and aesthetic issues. The porcelain crowns used to cover most dental implants offer the dual benefits of improving functions like chewing, while restoring your smile to its naturally full state.

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Sara Goldstein
About the Author:

If you live in or around St. Louis, Missouri and are looking for a permanent solution for missing teeth, please visit the website of the experienced dental implant team at Chesterfield Valley Dental Group.

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Does it hurt to get dental implants ?
What is the purpose of the dental implant acces hole for anterior teeth? (on the lingual aspect)
How is a dental implant performed ?

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Article Tags:
burlington workers comp attorney, burlington workers comp claim, burlington workers comp lawyer, burlington workers compensation attorney, burlington workers compensation claim, burlington workers compensation lawyer, chapel hill workers comp attorney

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If you live in or around St. Louis, Missouri and are looking for a permanent solution for missing teeth, please visit the website of the experienced dental implant team at Chesterfield Valley Dental Group.

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Tooth Whitening with Porcelain Veneers

Tooth Whitening with Porcelain Veneers

Tooth Whitening with Porcelain Veneers


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Home Page > Health > Dental Care > Tooth Whitening with Porcelain Veneers

Tooth Whitening with Porcelain Veneers

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Even the most attractive face can quickly become unattractive with teeth that are unsightly and stained. Brilliantly white teeth speak volumes about your personal hygiene, and can make or break both social and business situations. Fortunately, there are many options available for whitening teeth, but with so many options, choosing the right process can be overwhelming.

Porcelain Veneers

Porcelain veneers are ultra-thin porcelain shells that can be placed over existing teeth to restore a beautifully white, radiant smile. As an additional benefit, porcelain veneers can also correct a number of cosmetic issues not related to discoloration like:

Uneven spacing
Gaps
Crooked teeth
Chips and minor cracks

With these added benefits, it’s no wonder why so many people choose porcelain veneers to whiten their teeth.

Using porcelain to whiten teeth has become a popular cosmetic choice for a number of reasons. Porcelain is stain resistant, and does not require any more upkeep than your natural teeth. Porcelain is also identical in color to perfectly white teeth, and reflects light in a similar manner to your natural tooth enamel. Using porcelain veneers, no one will ever know you have had a cosmetic procedure to whiten your teeth.

Less Pain, More Gain

At-home tooth whitening kits can be messy to apply. Worse yet, the solution used in these kits can cause serious gum and tooth sensitivity. When you add to that the fact that many of these at home kits fail to sufficiently whiten teeth, they are seldom worth your time.

In office whitening is fast and causes less sensitivity than at home kits, but the results are very temporary. With both in office and at home kits, you can expect to have to whiten your teeth again every six months. As an alternative, stain resistant, long lasting porcelain can offer you a beautifully white smile for a number of years.

If you are interested in learning more about using porcelain veneers to whiten your teeth in or around St. Louis, Missouri, please visit the website of Chesterfield Valley Dental Group to view our porcelain veneer process and our before and after gallery.

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If you are interested in learning more about using porcelain veneers to whiten your teeth in or around St. Louis, Missouri, please visit the website of Chesterfield Valley Dental Group to view our porcelain veneer process and our before and after gallery.

 

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Does laser teeth whitening work on veneers ?

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If you are interested in learning more about using porcelain veneers to whiten your teeth in or around St. Louis, Missouri, please visit the website of Chesterfield Valley Dental Group to view our porcelain veneer process and our before and after gallery.

 

Article from articlesbase.com

Be the first to comment - What do you think?  Posted by - December 31, 2010 at 11:13 am

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